Employee Benefits
You pay a lot for employee benefits to help attract and retain employees, and to take good care of them. Since 1992 we have served as trusted advisors to business owners, CFO’s, Controllers, HR Directors and Office Managers, helping them to select the best plans at the best price.
Your benefits must be seen as, well…benefits! We help to implement them, to onboard your team, and then to provide immediately responsive service whenever needed.
Health Insurance
Most people we meet tell us that they really dislike dealing with health insurance (or at the very least they try to avoid it like the plague!)
Our promise is to always speak in plain English and to stay away from “insurance speak” while we work with our customers. We do our best to make enrollments and annual plan renewals as pain-free as possible.
For small-group health insurance, premiums are community-rated and “cookie cutter” so you may not think that changing brokers can help you to reduce costs.
It can.
We design competitive solutions to help our customers save money while maintaining superior coverage. We also serve as your broker for Professional Employer Organization (PEO) services (which often can dramatically lower health insurance premiums for small group customers).
For large-group health insurance, premiums are subject to a variety of factors (including demographics, claim history, etc). We negotiate with our carrier and vendor partners to ensure that you are getting the best value for your money. Whether looking at fully insured, self-funded, Captive self-funded, or something in between, we guide our customers to find the plan that best suits their needs and helps them to achieve their budget and benefit goals.
We have saved large group customers hundreds of thousands of dollars after other brokers offered them no solutions or savings.
Employee Benefits options
Choosing a dental plan shouldn’t be like a trip to the dentist (For Seinfeld fans; no, we are not anti-dentites!)
Let us design a package of ancillary benefits (Dental, Vision, and Life Insurance as well as Short and Long Term Disability insurance) to fit your budget and to meet or exceed your employees’ expectations.
Even if the company is not contributing a dime, employees value the ability to purchase and pay for benefits such as Life, Disability, Accident, and Critical Illness Insurance policies via payroll deduction.
Let us work with you to design a meaningful program for your employees, one that they will value and appreciate.
Voluntary Benefits
Even if the company is not contributing a dime, employees value the ability to purchase and pay for benefits such as Life, Disability, Accident and Critical Illness Insurance policies via payroll deduction.
Voluntary/Payroll Deduction benefits make employers “stickier” by rounding out the range of benefits offered and by allowing employees to obtain insurance coverage such as Life or Short Term Disability Insurance without a medical exam. Employees are often thankful to meet one on one with an insurance counselor at their place of employment.
Let us work with you to design a meaningful program for your employees, one that they will value and appreciate.
PEO Brokerage
Professional Employer Organizations (PEO’s) allow small businesses to outsource payroll, HR and compliance responsibilities while providing Medical, Ancillary and Voluntary benefits.
A PEO can often provide a one-stop solution for businesses looking to streamline their benefit offerings and to provide maximum leverage in pricing and service. It can also provide HR and compliance solutions to keep pace with the ever-changing regulatory environment.
We work with all of the leading PEOs in our market and include PEOs in our annual renewal conversations with our customers.